Its simple - just think about all your future financial points where you need money to be spent at a go- like your kids education expenses, your own retirement expenses, kids marriage expenses (within the overall family and relatives), your vacation expenses, anniversary plans and any other wealth builder plans.
Once you put all these possible expenditure points in place then put your estimated expenses (on current value basis) against each of these goals. As and when you enter your current value against your goal, our system will calculate the future value (inflation adjusted) according to the tenure.
Finally our system will produce the figure, which would be required to be saved on monthly as well as lumpsum basis, to acheive the respective goal. Once you decide upon your risk category and required monthly savings, our website will offer you the scheme category and the asset class to help you choose the right fund for you.